Q: What types of coverage does homeowners-insurance.com offer for residential properties?
A: At homeowners-insurance.com, we offer a variety of coverage options to suit the diverse needs of our clients. These include:
- Dwelling Coverage: This covers the physical structure of your home such as the walls, roof, and built-in appliances.
- Personal Property Coverage: This covers personal belongings inside the home, like furniture, clothing, and electronics.
- Liability Protection: Covers legal expenses in case someone gets injured on your property and decides to sue.
- Additional Living Expenses: Provides for temporary housing and other living expenses if your home becomes uninhabitable due to a covered peril.
- Other Structures Coverage: Covers structures not attached to your home, such as a garage or shed.
In addition to the standard coverages, we also offer additional policies and riders like flood insurance, earthquake insurance, and valuable items endorsements. We recommend speaking with one of our agents to ensure you get the best coverage tailored to your needs.